Secure Your Family's Future With Life Insurance
Services
At our core, we are committed to being a reliable partner in safeguarding your future. With a dedication to understanding your unique needs, we're here to provide life insurance solutions that prioritize your peace of mind and security.
Planning for the future is important, and we're here to help you every step of the way. Schedule a convenient time with one of our friendly advisors to explore your life insurance options today.
Term Life Insurance
Term life insurance provides coverage for a specific period (term), such as 10, 20, or 30 years. If the policyholder dies during this term, the beneficiaries receive the death benefit. If the policyholder outlives the term, the policy typically expires with no payout.
Permanent Life Insurance
Permanent life insurance provides coverage for the policyholder’s entire life as long as premiums are paid. These policies also build cash value, which grows over time and can be borrowed against or withdrawn.
Annuities
Annuities are financial products designed to provide a steady stream of income, typically for retirement. They are often used by individuals who want to ensure a regular income during retirement years, helping to manage the risk of outliving their savings.
About
Andrew R. Borner, MSOL, LUTCF
Andrew is the founder and sole operator of CTBORN INS LLC, a Connecticut-based agency specializing in life insurance and annuities. He holds a Bachelor of Science in Management from the University of Connecticut, a Master’s in Organizational Leadership from Quinnipiac University, and a professional LUTCF designation from The American College.
Andrew began his insurance career with Liberty Mutual, where he helped thousands of Connecticut residents navigate the complex world of insurance while building a $2.9 million book of business. He went on to establish Olde Liberty Insurance, LLC, where he provided guidance to thousands more, growing the agency to a $2.7 million portfolio before selling it in 2022.
Now leading CTBORN INS LLC, Andrew leverages his extensive experience to deliver customized solutions for his clients’ financial protection and planning needs, with a focus on family security, supplemental retirement income, and wealth transfer.

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